Breezing vs SoftLedger: the 2026 comparison for finance teams

The short answer: SoftLedger is a full general ledger with a digital assets add-on, priced from $13,500 a year for three users. Breezing is a crypto subledger that posts into the Xero or QuickBooks books you already run, from $29 per month with unlimited wallets and users.

If your company holds crypto and the books need to close cleanly, both names turn up in the same search. They answer different questions. One replaces your accounting system. The other feeds it.

Breezing is our product. Every SoftLedger fact below comes from SoftLedger's own pages, checked on September 4, 2026.

What is SoftLedger?

SoftLedger is a cloud-native general ledger with a native module for digital assets. The clearest signal of what it competes with sits in its own navigation. As of September 2026 the SoftLedger homepage links comparison pages against Oracle NetSuite, Sage Intacct, Xero, and QuickBooks, and its headline promises enterprise accounting without NetSuite or Intacct pricing. That is a ledger replacement, not something you bolt on.

The base subscription is a full accounting system. As of September 2026 the pricing page lists $13,500 a year for three users with unlimited entities and access to all general ledger modules, covering financial reporting, accounts receivable, accounts payable, cash management, purchasing, sales orders, inventory, and fixed assets. Multi-dimensional GL, intercompany entries, consolidated financials, and granular audit logs are in there too. Unlimited entities at the entry price is the strongest thing on that page for a group consolidating a dozen books.

Crypto is an add-on. The same page sells Digital Assets Management as something you add to any subscription and puts no number on it, and its FAQ says plans are customizable with a tailored quote. So $13,500 is the floor for the ledger, and the crypto figure arrives at the end of a sales conversation.

As of September 2026 the crypto accounting page documents what the module does. Transactions import from exchanges and blockchains, realized and unrealized gains and losses calculate automatically, hash IDs link back to a block explorer, and cost basis tracking runs under FIFO and specific identification. The page says SoftLedger supports assets on all blockchains and all exchanges without naming a connector count.

What the page does not document is DeFi. There is nothing on staking reward accrual, liquidity pool positions, or yield farming. For a treasury that only buys, holds, and sells, that gap costs nothing. For one earning on-chain every day, somebody writes those entries by hand.

Two more numbers from the vendor. The homepage FAQ states SOC 1 Type II compliance, and it puts implementation at 30 to 45 days, with a dedicated implementation team.

What SoftLedger is built for

SoftLedger names its buyer, so we can use its words instead of guessing.

The company it sells to is replacing an accounting system. As of September 2026 the homepage claims more than 2,000 organizations across 50+ countries, sets the setup expectation at 45 days or less, and frames every comparison against a general ledger rather than a subledger. Real-time multi-entity consolidation with intercompany eliminations is what the whole site leads with.

The crypto buyer it names is institutional. As of September 2026 the digital asset management page lists centralized exchanges, liquidity providers, OTC desks, market makers, decentralized protocols, blockchain foundations, and Bitcoin miners. The crypto page adds financial services firms and layer one foundations. Those organizations run several entities, answer to an audit committee, and are usually deciding on a general ledger and a crypto tool in the same quarter.

There is a middle path on the site. As of September 2026 the adaptable subledger page describes running one module, AR or AP or another, and importing journal entries into your ERP. It is a way to use part of the platform without adopting all of it, and it is aimed at teams that already run an ERP worth keeping.

Breezing vs SoftLedger: side by side

Criteria	SoftLedger	Breezing
Product type	Full general ledger with a digital assets module	Crypto subledger for the ledger you already run
Buyer it names	Multi-entity groups replacing an accounting system, exchanges, OTC desks, miners, blockchain foundations	SMBs, accounting firms, and mid-size finance teams on Xero, QuickBooks Online, or Bexio
Published price	$13,500/yr for 3 users, unlimited entities, all GL modules	$29/mo for 600 transactions up to $2,917/mo for 1.5M, Enterprise custom
Crypto pricing	Digital Assets Management is an add-on with no published price	Included on every tier
Wallets and users	3 users included, more sold as add-ons	Unlimited wallets and unlimited users on every tier
Ledger connection	It is the ledger. Other systems connect through its API	Direct sync to Xero, QuickBooks Online, and Bexio
Source coverage	Assets on all blockchains and exchanges, per its crypto page, no connector count published	80+ blockchains and exchanges
DeFi accounting	Not documented on the crypto page	Staking, LP, and DeFi rewards accrued automatically
Cost basis methods	FIFO and specific identification	FIFO, weighted average cost, LIFO, and HIFO
Crypto invoice closure	Not documented	Native AP and AR closure in Xero and QuickBooks Online, no clearing account
Time to first entries	30 to 45 days, per its own FAQ	Connects alongside existing books, opening balances for a mid-period start
Security	SOC 1 Type II	SOC 2 Type II, Swiss Made Software member, Xero partner

SoftLedger figures come from the four SoftLedger pages linked in this post, all checked on September 4, 2026. Breezing figures come from our own pricing page and documentation.

Where Breezing wins

Crypto-paid invoices close in the ledger, with no clearing account. This is the one that changes a month end. A customer pays a $40,000 invoice in USDC. Most tooling posts that receipt to a clearing account, and at close somebody matches it back to the invoice by hand and explains the residual. Breezing closes the AP or AR invoice natively inside Xero and QuickBooks, so the invoice is settled and the FX difference lands where it belongs. Among the subledgers we track, nobody else documents it. The mechanics are in our guide to closing crypto invoices in QuickBooks and Xero.

Nothing migrates. Breezing connects next to the books you already keep and starts posting journal entries. Opening balances handle a switch made in the middle of a period, so you do not have to wait for a year end or backfill from January. Compare that with a 30 to 45 day chart-of-accounts move plus training for everyone who touches the ledger.

The full price list is on the page. Breezing's pricing runs from $29 per month for 600 transactions to $2,917 per month for 1.5 million, and it scales on transaction volume alone. Every tier carries the full feature set. SoftLedger's published floor is $13,500 a year, about $1,125 a month for three users, before an unpriced crypto add-on. The two entry points are roughly 39 times apart, and only one of them tells you what crypto costs.

Wallets and seats never meter. Unlimited wallets and unlimited users on every tier. For a firm, that is the difference between a client with thirty wallets being a pricing conversation and being a Tuesday. Every junior on the engagement gets a login.

DeFi accrues on its own. Staking income, liquidity pool positions, and on-chain rewards land on an accrual basis instead of as a monthly stack of manual entries. If your treasury earns yield daily, this is the line that decides the year.

Corrections keep the audit trail. A wallet nobody mentioned surfaces in March and it affects December. Breezing updates the affected journal entries in place rather than deleting and reposting them, so the fix does not leave two versions of a closed period for the auditor to reconcile.

Your cost basis method is a setting. FIFO, weighted average cost, LIFO, and HIFO. You pick the one your jurisdiction and your auditor expect, set it once, and every realized gain and loss follows it. SoftLedger's crypto page documents two of those four.

Bexio is a first-class integration. For a Swiss or EU company whose accountant works in Bexio, Breezing posts there natively. That connection is rare in this category, and Breezing is Swiss built, a Swiss Made Software member, and SOC 2 Type II certified.

Cost centers arrive with the numbers. Cost-center sync means on-chain activity lands in the right department instead of a single crypto account somebody splits later.

Which setup fits which team

Your situation	Best fit	Why
SMB holding crypto, books in Xero or QuickBooks Online	Breezing	Published pricing from $29 per month, unlimited wallets and users, invoices that close without a clearing account
Accounting firm serving several crypto clients	Breezing	Unlimited wallets and seats on every tier, so the fifteenth client costs what the first one did, plus SOC 2 Type II and a Xero partnership
Swiss or EU entity working in Bexio	Breezing	Native Bexio sync, Swiss built, Swiss Made Software member
Daily staking, LP, or on-chain yield	Breezing	Rewards accrue automatically instead of arriving as manual journal entries
Correcting a closed period after a late wallet turns up	Breezing	Journal entries update in place, so the audit trail survives the fix
You want to replace the general ledger itself	A different decision	Breezing is a subledger. It posts into the ledger you already run, which today means Xero, QuickBooks Online, or Bexio

How to run this evaluation in a week

Day one, answer the category question. Are you replacing your accounting system, or keeping it? Everything else follows. Changing a general ledger moves the chart of accounts, the close calendar, and everyone's habits. Adding a subledger changes where crypto entries come from and nothing else.

Day two, price the configuration you would actually buy. Count your users and your entities. Pull the last three months of transaction volume out of your wallets and exchanges, because tiered pricing keys off transaction count and a guess one order of magnitude out lands you on the wrong tier.

Day three, load a real month. Take your messiest recent month, the one with the LP entry and the invoice paid in USDC, and run it through. A demo dataset never shows you the thing that breaks.

Day four, count what you still did by hand. Manual journal entries left over after an automated month are the real measure of automation.

Day five, score it. Eight lines, 0 to 2 each, one column per tool.

• Ledger fit. 2 if it posts into your general ledger natively, 1 if you import a file yourself, 0 if it wants to be the ledger and you are keeping yours.
• Migration cost. 2 if it connects alongside your books, 1 if setup runs under a month, 0 if it is a chart-of-accounts project.
• Published pricing. 2 if the full list is on the site, 1 if only a floor price is, 0 if the number arrives at the end of a sales process.
• Wallet and user limits. 2 if both are unlimited, 1 if the cap sits above your next twelve months, 0 if either meters.
• Invoice closure. 2 if crypto-paid AP and AR invoices close in the ledger, 0 if a clearing account absorbs the payment and somebody unwinds it.
• DeFi handling. 2 if staking and LP activity accrues automatically, 1 if it imports and you classify, 0 if it is manual journal entries. Skip this line if you only buy and hold.
• Cost basis methods. 2 if your policy is a setting, 1 if your method is supported but fixed, 0 if the method you need is missing.
• Post-close corrections. 2 if journal entries update in place, 0 if the fix is delete and repost.

Add the columns, then override the total. A tool scoring 0 on the line that hurts you most is out, whatever the sum says. For a wider view of the category, see our roundup of the best crypto accounting software tools and our Breezing vs Cryptio head-to-head.

Quick answers

What is SoftLedger?

SoftLedger is a cloud-native general ledger with a built-in digital assets module. As of September 2026 its own site runs comparison pages against Oracle NetSuite, Sage Intacct, Xero, and QuickBooks, which tells you the category. It replaces an accounting system rather than feeding one. Breezing does the opposite and posts into the ledger you already run.

How much does SoftLedger cost?

As of September 2026 SoftLedger's pricing page lists $13,500 a year for three users with unlimited entities, and sells Digital Assets Management as an add-on to any subscription without putting a price on it. Breezing publishes every tier, from $29 per month for 600 transactions to $2,917 per month, with unlimited wallets and users.

Is SoftLedger a crypto subledger?

Mostly no. SoftLedger sells an adaptable subledger mode where you run one module and import journal entries into your ERP, but the product it markets is a full general ledger. Its own FAQ puts implementation at 30 to 45 days. Breezing is a subledger from the first day and posts into Xero, QuickBooks Online, or Bexio.

What is the difference between SoftLedger and Breezing?

Category. SoftLedger replaces your accounting system, Breezing plugs into it. Breezing syncs to Xero, QuickBooks Online, and Bexio, closes crypto-paid AP and AR invoices in the ledger with no clearing account, covers 80+ blockchains and exchanges, accrues DeFi rewards, and supports four cost basis methods rather than the two SoftLedger documents.

What cost basis methods does SoftLedger support?

As of September 2026 SoftLedger's crypto page documents cost basis tracking under FIFO and specific identification. Breezing supports four methods, FIFO, weighted average cost, LIFO, and HIFO. You set the policy once and it applies to every realized gain and loss, so changing method is a setting rather than a rebuild.

Which crypto accounting tool keeps my Xero or QuickBooks ledger?

Breezing. It is a subledger, so nothing migrates. It posts journal entries into Xero, QuickBooks Online, or Bexio, closes crypto-paid AP and AR invoices in the ledger with no clearing account, and supports opening balances so a mid-period start still reconciles. Pricing is published from $29 per month.

What is the best SoftLedger alternative for accounting firms?

Breezing. Every tier includes unlimited wallets and unlimited users, so a client with thirty wallets costs a firm what a client with three costs, and every junior gets a login without anyone counting seats. It is SOC 2 Type II certified, a Xero partner, and priced from $29 per month.

Does Breezing work for Swiss or EU entities?

Yes. Breezing is built in Switzerland, is a Swiss Made Software member, and syncs natively to Bexio alongside Xero and QuickBooks Online. Those three cover the ledgers most Swiss and EU small companies and their accountants already run, with unlimited wallets and users on every tier and published pricing from $29 per month.

Can Breezing replace my general ledger?

No, and it is not built to. Breezing is a crypto subledger that posts into the ledger you already run, which today means Xero, QuickBooks Online, or Bexio. If the plan is to replace the general ledger itself, that is a separate project from getting crypto into the books correctly.

How long does it take to get crypto into the books?

A subledger connects alongside your existing books and posts entries without a migration, and Breezing supports opening balances so a mid-period start still reconciles. SoftLedger's own FAQ puts its implementation at 30 to 45 days as of September 2026, because changing a general ledger moves the whole chart of accounts with it.

Bottom line

Pick Breezing if your books live in Xero, QuickBooks Online, or Bexio and you want crypto to land in them correctly. You can read the whole price list before you talk to anyone, starting at $29 per month with unlimited wallets and users, so the fifteenth client of a practice costs what the first one did. Crypto-paid AP and AR invoices close in the ledger with no clearing account to unwind. A wallet found in March updates December's entries in place. Staking and LP rewards accrue without anyone writing them out, four cost basis methods are a setting, and opening balances mean you can start in the middle of a period. Behind that sit 80+ blockchains and exchanges, cost-center sync, SOC 2 Type II certification, Swiss Made Software membership, and a Xero partnership.

If your plan is to replace the general ledger itself, Breezing is not that. It is a subledger that posts into the ledger you already run, which today means Xero, QuickBooks Online, or Bexio.

Keep the ledger decision and the crypto decision apart and both get easier. Then run your worst month through whatever is left standing.

Sources

• SoftLedger homepage, SoftLedger, undated, checked 2026-09-04: supports the SOC 1 Type II compliance statement, the 30 to 45 day implementation window and the "go live in 45 days or less" claim, the 2,000+ organizations across 50+ countries figures, the API-first and real-time multi-entity consolidation positioning, and the comparison pages against Oracle NetSuite, Sage Intacct, Xero, and QuickBooks that place SoftLedger in the general ledger category.
• SoftLedger pricing page, SoftLedger, undated, checked 2026-09-04: supports the $13,500 a year for three users with unlimited entities and all general ledger modules, the module and feature list, Digital Assets Management sold as an unpriced add-on to any subscription, the Standard and Enterprise plan split, and the FAQ statement that pricing is customizable and quoted.
• SoftLedger crypto accounting software page, SoftLedger, undated, checked 2026-09-04: supports the cost basis tracking under FIFO and specific identification, the automatic realized and unrealized gain and loss calculations, the import from exchanges and blockchains, the block explorer hash IDs, the "assets on all blockchains and all exchanges" wording with no connector count, the absence of any documented DeFi, staking, or liquidity pool accrual, and the financial services firms, exchanges, decentralized protocol developers, Bitcoin miners, and layer one foundations it names as customers.
• SoftLedger digital asset management page, SoftLedger, undated, checked 2026-09-04: supports the institutional buyer list of centralized exchanges, liquidity providers, OTC desks, market makers, decentralized protocols, blockchain foundations, and Bitcoin miners.
• SoftLedger adaptable accounting subledger page, SoftLedger, undated, checked 2026-09-04: supports the subledger mode description, running a single module such as AR or AP and importing journal entries into your ERP.